Insolvent

Rosary being said with empathy!!

 

Praying for you too Hannah out here, it sounds nightmarish.

For those who don't know it was virtually impossible to get bankruptcy in the South of Ireland until about this year, before this you couldn't do what Padriag did and go for insolvency over too big a mortgage etc. People have been emigrating to the US, UK, and the North from the South of Ireland in the hope of getting bankruptcy, that shows you the power of the banks in Ireland.

To be honest I think for all of us at this time it's going to get worse before it gets better but the plan is to hang in there, and as somebody said money, and even houses, are not the most important thing although that's easier said than lived through!

 

This is very tough Hannah, you have my support through prayers too...

 

Hannah,
Ive spent many a sleepless night worrying about the effect of the 07/08 crash. My 2 married children also work in our family business and it looked like we would go under for a long time. Its still shaky enough but holding on to my rosary beads and asking Our Lady to get us through really helped. At times, like you, I found it hard to pray but I always believed Our Lady was holding my hand when I clung to my rosary beads. I will pray for you. Its so stressful when you worry about the impact on those you love. Im sure though that it will all work out for the best when you turn to the Lord.
Every blessing on you and your loved ones
Mary

 

You are a better man than me! I have had a few rows with God over 'my' debts and Him not helping me out over the last ten years or so not great debts but enough to cause me real stress and anxiety. But God is not a bank and He is not going to send me 10K in the post which would solve the issue. God is not like a magician with a magic wand waving away all problems. I created the problem and have a degree of responsibility to try to sort it out.

I suppose through this I have learnt more about myself and my relationship with God that often we expect magic wands. God is with us through the valley of despair but the silence at times is deafening.

The other side of the coin is to be as you say thankful for what we do have. I have never gone hungry so that is a real blessing. When we see what is happening in Syria puts our wonderful lives in perspective.

I suppose like the Psalmist we can have heated exchanges with God? I suppose this is a form of prayer to but it sure reveals ones inner beliefs and I have to say my faith is still at times superficial but the challenge remains to keep growing in faith, hope and love.

We are all being prepared in order to enter the heart of the storm when things will be much worse and we will be truly relying on Divine Providence.

 

I thought the housing market was picking up again in Ireland.

Memorare for Hannah in her crisis.

O Mary conceived without sin, pray for us who have recourse to thee. Amen.

 

God is amazing He doesn't ever say it's your own doing get yourself out of the hole. He knows our weaknesses and never fails us even if we can't perceive the answer right away. Some years ago I ran up a credit card bill in my foolishness. I lost my job and didn't want to tell my husband about my bill as he hates credit cards and I would never hear the end of it. One morning the post brought a final demand with all sorts of threats. I have a statue in my hallway of Our Lady Rosa Mystics . In my distress I looked at the statue and said Holy Mother help me to pay this bill. I put the bill under the statue. Within a few days I received a letter from a previous employment telling me I had some funds in their pension fund. I requested they send me whatever money I had due. Guess what it was exactly the sum I needed so I paid off the bill and hubby was never the wiser.

 

If you put a dozen people in a room, and sat them in a circle and asked them to toss their troubles into the center . . .you would take yours back.

 

Hannah05,

You are in my prayers.

Safe in the Hearts of Jesus and Mary!

 

You are in my prayers Hannah05.

 

I love all the consoling replies, like the above. Prayers for you Hannah05.

 

My heart goes out to you Hannah.
I recently had the thought re. suffering, and why 'good' people seem to get more than their fair share of it - suffering only has merit if its offered up. Without that offering there is no point to it really.
Now you are making a massive offering for the holy souls - the magnitude of this we can never know in this life.
Sometimes I think the anguish Jesus suffered in Gethsemane was in many ways worse than the reality of the Passion. But He accepted all of that for our sake.
Now you are united to Him in accepting your Gethsemane for the Holy Souls - I salute you Hannah, and pray for you.
(p.s. I'm in Ireland too.)

 

Thank you so much Padraig, apologies for the delay in responding, I take great heart from those who have gone through a similar experience and everyone has said the same thing as you, in that it is such a relief to be rid of the debt whatever route you have to take. I also have a very wise mother who keeps saying "sur it's only money". I too now realise what's important in life and if you asked me would I turn the clock back nine years ago and make different decisions I would most definitely say No! I have a healthy happy family and I can put food on the table, I see requests for prayers for ill health and to me that would be a much harder cross to bear. Will keep you updated

 

Than you so much maryrose I will return the favour, I grew up in a family business that went under so the biggest nightmare for me the last few years was feeling that history was repeating itself and what (if any) impact it will have on my children.

 

Thank you Baritmaeus I am only sorry that I wasted the previous few years not offering it up but it's never too late. I did turn back to prayer which was a miracle in my mother's eyes and my faith is getting stronger. I have to say that I have felt like a weight has been lifted off me in the last week and I can easily put that down to the prayers been said for me. I get great strength from this site.

 

Thank Scolaire Bocht yes the banks have a lot to answer for the irony is that I actually worked for one of them and could see the destruction. I left last year because they were also my creditors and the experience was humiliating at times but my main reason was that I felt like a complete hypocrite. I am now taking them on which is very unnerving.

 

Y

Yes Katfalls I agree and keep saying as much when I feel overwhelmed.

 

Yes Quis ut Deus the postman must wonder what he ever did to me lol but jokes aside some days my mood is dictated by what comes through the letter box. My mother always says 'you only have today & thank God for all your blessings'